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The strong man can use his strength, not only for the benefit of himself, but for the good of others. So a man of intelligence can be a benefactor of the human race. Intelligence is often used to entrap the simple and to prey upon the unthinking, but we do not wish to do away with intelligence. So strength is often used to tyrannize over the weak, and in the same way wealth may be used to the injury of mankind. We know that thousands and millions of rich men lack generosity and have but little feeling for their fellows. The fault is not in the money, not in the wealth, but in the individuals. They would be just as bad were they poor. The only difference is that they would have less power.

The good man should regard wealth as an instrumentality, as an opportunity, and he should endeavor to benefit his fellow men, not by making them the recipients of his charity, but by assisting them to assist themselves. The desire to clothe and feed, to educate and protect, wives and children, is the principal reason for making money – one of the great springs of industry, prudence, and economy.